More (Im)patience

More Impatience 5.24.png

The Federal Reserve (Fed) has promised patience, but financial markets now want more.

On Wednesday, Fed members unanimously voted to keep rates unchanged, and Fed Chair Jerome Powell repeated several times in his May 1 post-meeting press conference that further patience is appropriate. That patience, which soothed stocks earlier this year, spurred nearly a 1% intraday selloff in the S&P 500 Index.

Investors have pointed to slowing consumer inflation as a case for lower rates, and bond markets have increasingly positioned for a rate cut. As shown in the LPL Chart of the Day, growth in core personal consumption expenditures (PCE), the Fed’s preferred inflation gauge, has slowed in the first three months of this year, falling as the global economy has struggled with trade uncertainty.

While the pace of core PCE growth isn’t alarmingly slow, the downward trend over the past three months runs counter to the Fed’s intentions.

Still, Powell attributed lower inflation to transitory factors. He also correctly noted that core PCE growth stayed close to 2% for much of 2018, so fundamentals before the first quarter volatility supported the Fed’s inflation target. Producer prices and wages have steadily risen over the past few months, and we expect businesses to eventually adjust their prices accordingly as demand picks up.

“We think the trend of slowing consumer price growth is temporary and that inflation could pop higher as pricing pressures build,” said LPL Research Chief Investment Strategist John Lynch. “If consumer price growth picks up, we think there is a better chance of a rate hike later this year, rather than a cut.”

Other parts of the U.S. economy are rebounding, so we don’t see a strong argument for a rate cut right now. At the very least, Powell made it clear that the Fed doesn’t have enough clarity to move policy in either direction, which is prudent given the persistent mixed signals in some data series. For now, the Fed remains in wait-and-see mode as trends settle and growth stabilizes.


IMPORTANT DISCLOSURES

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual security. To determine which investment(s) may be appropriate for you, consult your financial advisor prior to investing. The economic forecasts set forth in this material may not develop as predicted.

The modern design of the S&P 500 stock index was first launched in 1957. Performance back to 1950 incorporates the performance of predecessor index, the S&P 90.

All indexes are unmanaged and cannot be invested into directly. Unmanaged index returns do not reflect fees, expenses, or sales charges. Index performance is not indicative of the performance of any investment. All performance referenced is historical and is no guarantee of future results.

Investing involves risks including possible loss of principal. No investment strategy or risk management technique can guarantee return or eliminate risk in all market environments.

This research material has been prepared by LPL Financial LLC.

To the extent you are receiving investment advice from a separately registered independent investment advisor, please note that LPL Financial LLC is not an affiliate of and makes no representation with respect to such entity.

The investment products sold through LPL Financial are not insured deposits and are not FDIC/NCUA insured.  These products are not Bank/Credit Union obligations and are not endorsed, recommended or guaranteed by any Bank/Credit Union or any government agency.  The value of the investment may fluctuate, the return on the investment is not guaranteed, and loss of principal is possible.

LPLResearch